I'm looking for a custom theme template that can be applied to both WordPress as well as BBPress.

Also, I will be using the YAK WordPress plugin and I need to custom that plugin's check out process.

What I can do to reduce the cost is to pick a free theme template from WordPress and customize a few features from it. I don't believe the free templates have a psd files, when I looked, most of them were just in php and a css file with some images.The template will not need flash at this point.

The theme template I would like to use is the Limau Orange. You can download it here.
http://www.blogohblog.com/wordpress-theme-limau...

Also, I as part of the check out process, I would like the capability for the users to store their information so that when they return, they won't need to input that again.